REQUIREMENTS
Prepared borrowers make stronger applications.
Requirements may vary by application. We assess the full picture rather than promising automatic approval.
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GENERAL REQUIREMENTS
What we may need to understand.
Bring accurate information so the assessment can be handled clearly and responsibly.
01Responsible borrowerDemonstrated ability and willingness to repay.
02Reliable incomeStable employment or another reliable source of income.
03Valid identificationSupporting identification and documents may be requested.
04GuarantorMay be required depending on the assessment.
05CollateralAcceptable collateral may be considered when a guarantor is unavailable.
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IMPORTANT
Requirements are not one-size-fits-all.
Final requirements are determined during assessment. Submitting an inquiry does not guarantee approval.